Set your college budget before you build your college list.
Don't let your student fall for a school your family can't actually afford. Get a personalized College Affordability Report built around your real financial picture — so every school on the list is one you can say yes to.
By the time you know, it's often too late.
Families spend months on campus tours, essays, and applications — then discover during decision season that the school their student loves isn't one the family can actually afford.
The college list gets built with no number in mind
Without a budget set up front, it's easy to apply to schools that were never financially realistic in the first place.
Families borrow more than they need to
Without a clear picture of what's affordable, it's hard to know when a loan offer is reasonable — and when it's more than the family should take on.
The debt becomes everyone's problem
Graduating with an unmanageable loan payment creates financial stress that follows both the student and the parents for years.
Choosing a school that goes beyond your planned budget will call for extra financial aid from that school, or a bigger financial contribution from the parents and/or student.
Your personalized College Affordability Report includes:
One reference you can return to all through the college search — not a one-time estimate you forget by application season.
Your annual budget
The amount your family can comfortably put toward college each year.
Your 4-year number
The total affordable budget across a full undergraduate degree.
Where the money comes from
A breakdown across savings, monthly contributions, family gifts, and loans.
A borrowing guardrail
Guidance to help you avoid taking on more student debt than your family can manage.
It only takes a few minutes.
Answer a few questions
Share your savings, monthly contributions, and how comfortable you are with borrowing.
We calculate your budget
No complicated formulas — just a realistic number built for your family.
Search with confidence
Use your report to focus on colleges your family can actually afford.
This report is perfect for:
Need help paying for college? Once you know your number, Steve can help you build a funding strategy across:
Backed by Steve Witter, CFP®, CSLP®
Buffalo's first and only Certified Student Loan Professional™ — the same expertise behind every report, whether you're just starting to look at colleges or already repaying loans.
Start your college search with confidence.
Don't wait for acceptance letters to find out what you can afford. Know your budget first, and make smarter college decisions from the start.
Get My Free Report